This covers loss of or Damage to Insured Property from All Types of  Fires, Lightning, Full Explosion, Earthquake (Fire, Shock and Volcanic Eruption), Bush Fire, Spontaneous Combustion, Subterranean Fire, Impact damage (Aerial, Land, etc.), riot, strike, Malicious Damage, and Special Perils A to H – Occasioned by an Insured Peril.

The property coverage is from Buildings, fixtures and fittings, Stocks, electrical equipments, plant & machinery and any other insurable contents.